Thus far, the only thing that credit cards have ever done for modern society is rob us of the value of a dollar! It appears to me that much of today’s modern folk have no clue about how to properly manage their money.
We are shown from the time we’re young that to have things, one must have money. But we don’t reach for money anymore, do we? We just get a credit card and charge it! If you want good credit for buying houses or cars, you need to spend, but to spend you will need money. But, you’ve gone to the credit card because you don’t have money to spend. Are you following me? All we’ve managed to do is become bound to monetary obligations that we’ve no way to fully pay back. But we sure do tell ourselves that if we consolidate all these cards into one new one, with a lower interest rate, things will be fine, right?!
I’m not even going to speculate as to how many of us say that we will use the card during the month, but pay it off before the interest charges hit. Most never do! The card balance just begins to grow steadily, with each passing month.
Currently, our modern society is teeming with homes that are valued idiotically higher than they are actually worth… and you’ll need a bank loan… and good credit… and no outstanding credit card bills… what a farce! It’s a tangle of lies wound together into a nice neat little package, just for you and me, baby!
Gone are the days where a man was as good as his word, to be replaced with days of spend it if you got it… or even if you don’t… just charge it!
Cookie?
Journey With Me! 
Yes, I agree 💯!
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I want to go back to the barter and trade era, when a dollar was truly valued in conjunction with a man’s word being worth something. Gone are the handshakes that once stood for one’s intent, being replaced with collateral, credit standing, proof of income, proof of nationality and a boatload of other requirements to stand for one’s honor. Wouldn’t it be a hoot if the grocery store clerk simply patted you on the shoulder sympathetically and then said, “Don’t worry about today… just pay me back when you can.”
In todays world, the store owner would lose their shirt if they did a thing like that, lol… hugs
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A tool of the devil, for sure.
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Left to our own devices, we humans sure do have a tendency to pick a thing up and run with it… especially credit card spending. I totally get why God said that it’s easier for a camel to pass through the eye of a needle than for a rich man to enter heaven… hugs
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We need to go back to the days of Andy Griffith!
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Oh… Mayberry here I come… sign me up! You gotta buy the house next to mine, girl… hugs
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You absolutely nailed it to the damned wall!!!!
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lol! I know it’s far too late to return to the good ole days, but dang!
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So true, and we definitely need a lot of cookies! The new thing now (well, I just started receiving promo letters) is a credit card that uses your home equity. Crazy! If you don’t pay on time, they can take your house.
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That’s awful!
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I know, and I’m sure many people are falling for that one.
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My goal is to pay mine off this year and then cut them up.
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I hear you. The plastic is winning over the paper. When will our souls be satisfied?
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The battle of spirit over flesh continues and no one has won that war, as of yet! At least, that’s my thought… hugs
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Can i get a witness
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This is exactly why I declined the credit card offered by my bank…..
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It’s a slippery slope trying to use a credit card wisely, so I opt not to tempt myself… hugs
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